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News | Tag: ai

Rejected homeowners' insurance claims - what you need to know

July 09 2026 By Reliance Insurance Brokers rejected claims, water damage, claims

It's a misnomer that insurance is a catch-all for all damages that a home might sustain during the lifetime of an insurance policy. Clients often think that because their homes are covered by insurance, their insurer will automatically pay to repair walls, floors, ceilings, roofs etc. But there's a big difference between a sudden event and a gradual one when it comes to claiming. The most recent data from the National Financial Ombud Scheme South...

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Time for your midyear insurance check

July 09 2025 By Reliance Insurance Brokers insurance, financial planning, risk management, policy update, insurance broker, home insurance, business insurance, climate resilience, disaster recovery, mid-year check, insurance claims, short-term cover

It's hard to believe it's already the middle of the year. This is a good time to check your short-term insurance policies and make sure all the information presented there is still correct and valid.  If anything has changed since the beginning of the year or since your last insurance review, including additions to your home or home contents or changes to your home security, you must contact your insurer and update your policy. The same is true ...

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5 ways AI is changing short-term insurance

April 23 2025 By Reliance Insurance Brokers ai, innovation, trends

Artificial intelligence (AI), once relegated to the realm of science fiction, is fast becoming part of our everyday lives. It's increasingly being used in business to improve efficiencies, with the short-term insurance sector being among those industries adopting AI-driven processes. In essence, insurers are using AI to enhance important procedures like underwriting, and practices like detecting fraud, to make short-term insurance more efficient ...

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Rain is great, but it brings risks  

February 19 2025 By Reliance Insurance Brokers rain, risk, insurance

Much of South Africa has experienced heavy rain over the past week, and as wonderful as rain in our water scarce country is, it brings with it increased risk for accidents and damage. On the roads, traffic lights are often out of order (leaving self-appointed pointsmen directing traffic in their place), visibility is limited and road surfaces are slippery with pooled water. At home, overflowing gutters can send water into dwellings, rain soaked b...

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The principles of insurance: what are they?

September 28 2023 By Reliance Insurance Brokers insurance principles, utmost good faith, proximate cause, insurable interest, indeminity, subrogation, contribution, loss minimisation

Most people take out home, building and vehicle insurance without giving a second thought to what 'insurance' actually means. Yes, we all know that insurance is a safety net that pays out when a listed event occurs. But behind the scenes, what is really going on when you sign a contract with an insurer? It might surprise you to know that in order for your insurance contract to function correctly, there are seven principles of insurance that both ...

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