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Insurance assumptions that get you into trouble

February 12 2026 By Reliance Insurance Brokers

You know the basics of your insurance policy: what it covers and what it doesn't, and how much your excess is. But how much of what you know is based on assumptions and how much on fact? Life is busy, you probably read through most of your insurance policy when you first took it out...and not since then. It's easy, over time, to make assumptions about your lifestyle and how this is covered by your insurance. However, these assumptions can land yo...