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Modern risks have changed - but has your insurance?

January 26 2026 By Reliance Insurance Brokers short-term insurance, risk management

The way we live our lives today has changed dramatically from 20 years ago. The technology we use, climate change and our efforts to mitigate it, and how and where we live and work have all altered our risk. But has short-term insurance kept pace, and is your policy covering you correctly for these modern risks? In South Africa, loadshedding may be a thing of the past (for now) but years of power challenges spurred consumers to fit solar panels, ...